retirement – Page 11 – Destination NOW

Four Visas, Three Countries

We will be visiting three countries–Bhutan, Nepal and Tibet. So why do we need FOUR visas? Fair warning–this post will likely only interest those that are taking a similar trip, or are planning to visit India.

For the three of you that are still reading, here goes.

We fly into and out of Delhi, so since we have at least one overnight stay in India, we need a visa. A visa that costs (depending on the service used) anywhere from $135 to $173, per person. A visa that requires you to complete an on-line application that is challenging to decipher. But there IS a positive aspect. The visa is good for 10 years. So, should we decide to spend more than an overnight in India, it will be best to do so before 2026.

If you are anything like me, you are probably wondering how to score the $135 charge. Well, Cox and Kings is India’s approved visa grantor, so you get the best price if you opt to go direct to them.

Our travel company, OAT, sent out a package with very helpful, clear instructions. Good thing, because there are lots of hoops you need to jump through for that India online application.

OAT recommends PVS, a visa processing company located in DC, probably because you can send your passport to one service and they take care of visas for both India and Nepal, which is not the case with Cox and Kings. PVS is convenient, yes, but as with everything, you pay for that convenience. If we had used PVS, we would have paid a total of $566 for both visas, including mailing charges.

Instead, our total cost was $362, a savings of $204. How did I pull that off? In addition to using Cox and Kings, I dealt directly with the Nepali Embassy.

I happened to be traveling to NYC to meet a friend for lunch and a show, so I figured, what the heck, I’ll just go in a little earlier and stop by the embassy. Located at 216 East 49th St, it is only open between 9:30 and 1:30 during the week. Right between these two restaurants,

you’ll find this sign on the side of the building:
You have to press the button on the side of the wall to get buzzed in. I walked up to their tiny office on the 4th floor, but there IS an elevator. The visas cost $40 per person versus $90 for PVS, so that represented half of our $200 in savings.

One thing that is important to know if you decide to go–they ONLY take money orders. No cash, no personal check, no credit or debit cards. Of course, I had everything that they didn’t take, but all was not lost because there is a place that sells money orders on the next block. I have no idea what a money order costs, because my bank had a branch on the same block, so my money order was free. If I had been smart, I would have found this website before I left home. It EXPLAINS the money order requirement and tells you what is needed to submit by express mail or courier–good news for those of you that have no intention of traveling to NYC.

It took 30 minutes for processing to be completed. Passports and visas clutched in one hand, my other raised to hail a taxi, I was off for the Cox and King office 23 blocks away.

I thought I might be able to drop off my package (to be mailed to my home when processing was completed) and still be on time for lunch. I was delusional. It was a total waste of time and cab fare. The smart thing would have been just to express mail the damn thing in the first place and be done with it. Which is what I ultimately did. Less than 2 weeks later, our passports arrived.

Two down, two to go.

Bhutan and Tibet both require that you send them a color copy of the first two pages of your passport in advance of trip. (OAT , bless them, is handling this part). The actual visas are provided when you arrive, but only if you have 2 color passport type photos (2 for each country, 4 in total), ANOTHER copy of our passport pages (for Tibet) and approximately $70 for Bhutan and $190 for Tibet, per person, in cash. Cash means pristine bills–no wrinkles, tears or marks. OAT recommends we bring more, because these fees are subject to change without notice. See why we use a travel company when we venture to more non-traditional locales? Knowing me, I would have missed one or more of the requirements.

So, what did I learn from this adventure? If you have enough time to submit directly to the embassy and Cox and Kings by express mail (or Fedex or UPS–whatever) you can save a bundle. You just need to send for one, wait for the passports to be returned, then send to the other. If, however, money is no object (that’s definitely not ME), and you prize convenience, or are short on time, then a service, like PVS is the way to go.

Next post will be about something other than this future trip. I promise!

Celebrating the Big Four Oh

No, not my 40th birthday. That happened a LONG time ago, and quite honestly, I have no recollection of how we marked that milestone.

THIS big event is our 40th wedding anniversary, and yes, that photo is indeed 40 years old. This year, our anniversary happens to be on Memorial Day, same as the day we eloped. Of course, true to form, our way of celebrating doesn’t coincide with the actual DATE, but that’s just the way we roll.

We have never been big party people, partly because so many of those near and dear to us are geographically scattered. Years ago, we stopped giving gifts, instead opting to collect memories rather than objects. Okay, so that’s the build-up. You ready for the “reveal”?

To mark our 4 decades together, we decided to travel to Bhutan, Nepal and Tibet with Overseas Adventure Travel (OAT). Yes, I know Nepal had a devastating earthquake last May, with a full complement of aftershocks. For a country that depends on the tourist trade, we decided a way to support the Nepali was to visit their country, then share what we see and experience. We hope blog and Facebook posts might encourage others to do likewise. Or at least prepare those that come after us for what lies ahead.

I recognize that given the infrastructure of these three countries, I probably won’t be posting while traveling. That will have to wait till our return, but in the meantime, I’ll share what we have learned during the preparation stage, and believe me, there is a lot to learn.

I have been checking out air options, collecting visas, figuring out what to pack that will get us through a month away, with temperatures ranging from a high of over 100 in Chitwan National Park to lows of 19 in Lhasa, and everything in between, while also staying within the prescribed weight limits. I’ve also been busy reading everything I can get my hands on about the three countries.

So, fair warning. If you aren’t interested in that little corner of the world, subsequent posts are going to be bone crushingly boring to you.

For those that are considering traveling with OAT, this is my way to pay it forward. I have benefitted greatly from the kind people who have taken the time to post information on the OAT forum, and want to do likewise.

More to follow!

The Final Ingredient for a Happy Retirement

Okay, so far, we’ve talked about sufficient financial resources, good health and strong personal relationships as being three essential ingredients for a happy retirement. What’s left?

Drum roll, please…

According to Viktor Frankl, the key is finding meaning in life. Some lucky individuals find meaning in their work, and are able to make a living following their bliss. They aren’t interested in retiring. And why should they? How great is it to get paid for doing what you enjoy? They will continue to “work” for as long as they are able. But this post isn’t about them. It’s about the rest of us, primarily motivated by the bimonthly love notes that appeared in our bank account via direct deposit, for whom retirement is a welcome change from the 40 to 60 hours we spent toiling away.

If “finding meaning in life” sounds a bit too lofty, how about this? Let’s call the fourth critical ingredient “oomph” or “pizzazz” or whatever term you bestow on that special something that makes you want to jump out of bed in the morning.

Some embark on a second career, working fewer hours, but because they are doing what they thoroughly enjoy, it doesn’t FEEL like work. When he retired, my husband started making violins. Although he has sold a couple, and given away even more, the end product is not the point. A researcher who loves learning and sharing knowledge with like minded individuals, he’s focused on decoding Stradivari’s secrets and reproducing the sound and appearance of a master violin.

As for ME, my favorite things happen to dovetail nicely with ingredients 2 and 3. I’m now doing all of the things that I wanted to do during my work life, but rarely had enough time for: Exercise, book clubs, social events, travel, spending time with my family, Global Volunteer projects (The photo atop this post is from my time in the Cook Islands. Who could resist those beautiful children?), cooking — the list goes on and on.

My guess is that we all have different “oomph” factors. What’s important is to start thinking about what your special something is LONG before your last day at work. How you plan to structure your days during this wonderful stage of life’s journey is almost as important as financial planning. In fact, the two are directly linked. If you have expensive habits and desires, then you’d best be building a BIG nest egg. If you are a minimalist, however, then you don’t need as much.

So, there you have it. Simple to say, harder to execute–but SO worth the effort. Happy trails to all you current and future retirees.

Please feel free to share what is working for YOU!

“All You Need Is Love” The Beatles

“Love is all you need”. Turns out, those four British boys were definitely on to something.

This blog post is about that THIRD essential ingredient for a happy retirement — strong personal relationships. Nothing new or revolutionary about that. Erich Fromm’s book, “The Art of Loving” published more than 50 years ago, informed us that the key to a happy life is love and work. (We’ll address the “work” part in the next post)

Fast forward to 2016. Robert Waldinger’s excellent Ted Talk describes findings from a 75 year Harvard study on adult development. Guess what? Researchers discovered the most important factor in determining whether someone is happy is not fame or wealth, but the quality of their relationships. Not only were people with strong, positive relationships happier, but they were healthier–both physically and mentally.

During the 30+ years I was in the workforce, I was lucky enough to have jobs that paid me for establishing positive relationships with other people. (Which, of course, is very different from being paid to have relations with other people. Not that I’m judging…) So, when I retired, I was not only saying goodbye to my co-workers, but also to customers that, in most cases, had become friends. Unfortunately, most of them are long distance friends. And are still working.

Although I still think of my husband as my “boyfriend”, I don’t expect him to fill all of my companionship needs. Perhaps part of the reason we are still going strong after 4 decades together is we both understand our mutual need for other interests and for time apart. Our relationship is very much like a Venn Diagram–my interests – his interests, with a nice big intersection of OUR interests. Surprisingly, I have encountered people that find this a bit strange. So, when I read this Wall Street Journal article shortly after retiring, I was pleased to find that there are others out there like us. Why I find it gratifying to discover that we aren’t so different is probably a subject for a therapist, or at least a future post. But I digress. Which happens a lot.

Anyway, I have spent the last four years figuring out how to exchange “work mates” for “play mates”, and I’m happy to share what I learned with you, my newly retired, soon to be retired, or hoping to one day be retired readers.

Here’s what’s been working for me:

Meet-Ups This on-line application allows you to select by geographic area and areas of interest. After you make your selections, you get notifications of gatherings of like minded individuals. You can get even more specific, narrowing it down by age or marital status. I’ve made friends via book club, biking, and boomer dining meet-ups–and there are lots of other options. Plus, if you are so inclined, you can start your own meet up group.
The Local Y It is indeed fun to go to the YMCA! But don’t just hang out on the treadmill. Join classes, and attend regularly. And don’t worry about being out of shape. There are no mean girls here! The women (and most of the class attendees ARE women) are friendly, welcoming and caring. In many ways, the Y “family” has been a wonderful substitute for my workplace “family”.
Volunteer I’ve made some incredible friends during my Global Volunteer Projects. See the world, make new friends, learn about another culture! Check out that wonderful organization!
If you prefer something local, AARP offers an on-line application designed to link retirees with nearby organizations in need of their skills, and aligned with their interests.
The Local Library Mine offers an array of programs, including book clubs and educational seminars.
Welcome Wagon Yes, I know, this is supposed to be for newcomers. BUT the local contact can be a great resource for area clubs and gatherings. It took me 32 years before I stumbled across our Neighbors and Newcomers Club, but I’m so glad I did!
Reconnections Maybe you have been too busy to stay in contact with friends from high school or college. Why not reach out? I attended my first college reunion five years ago, and am looking forward to the next one this spring. It was a wonderful trip down memory lane, an opportunity to reconnect with old friends and a chance to make new ones. Ditto for high school.
Travel Okay, so this probably isn’t going to help you with day to day connections, but we met some fantastic, fascinating people on our trips with Road Scholar, OAT, and Grand Circle. In 2016, our new Zealand friends will be visiting us and we will be taking a trip with friends we met in Peru and on a Global Volunteer experience.
Virtual Buddies I put this one last, because a computer relationship is no substitute for face to face, hand to hand connections. Still, email, facebook and blogging can be wonderful ways to complement your other relationships. I loved having pen pals back in the dark ages when I was a child. My Blog Buddies to me are the 21st century version of pen pals. The best part, however, was when I met a blog buddy when we both happened to be in San Francisco, visiting our kids. With luck, she and I will be able to synchronize travel again.

What about YOU? What has helped YOU make the social transition from workto retirement?

“Get On Your Feet” Gloria Estefan

No, this post isn’t about Gloria Estefan’s Broadway musical, although that may be a future post, if I make my way into NYC to see it. Nope, this is about that second essential ingredient for a happy retirement: Good Health.

Yes, we all SAY we want good health, but what do we DO? We overeat, and what we are stuffing into our mouths is usually the worst possible choice. We smoke (well, I never did, but I am related to people that still do. Yeesh.) We act like The Cat in the Hat children. “All we could do was sit, sit, sit, sit”. We keep on electing NRA sponsored candidates that refuse to do anything about crazy people owning weapons of mass destruction, also known as assault weapons. (Whoops, got carried away by current events–that too belongs in a different, possibly future, post.)

Yes, it helps to be born with the right genes, but research continues to uncover the very strong link between lifestyle and good health, which is something that we “lifestyle managers” believe and preach enthusiastically to anyone that will listen.

About those genes: If our parents’ lifespans are any indication, there is a strong probability that Mike and I have inherited “longevity genes”. His made it into their ’90s. Mine are close to that milestone. But what about the quality of those later years? I’ve seen first-hand what lack of exercise can do to a person–both mentally and physically, and it isn’t pretty.

So, why wait for the calendar to flip to do something wonderful for yourself? Who says resolutions can only be made on New Year’s?

Full disclosure. I hate the thought of exercising. During my college years, I cut more of the required gym classes than I attended. Lucky for me the gym teacher sucked at taking attendance. So, when even an external requirement couldn’t get me into the gym in my younger days, how do I now get my sagging butt out the door? Major psych up. I tell myself I’m doing my part to keep Medicare costs down. (You’re welcome, Gen X, Y, and Millenniums). I remind myself of the places that I want to visit and the things I want to do once I get there. (Bhutan, Nepal and Tibet in the spring. Yeah baby). I look at what the total absence of exercise has done to my mother, and realize that I wouldn’t want my one child to have the responsibilities for care that are currently being shared by me and my siblings.

During my work years, I had a community of co-workers and a structured week. By joining the YMCA, I discovered the retirement equivalent of both. The variety of classes offered provides structure, and the friendly and welcoming attendees (mostly women) have become part of my community.

Notice I didn’t mention six pack abs in my reasons for exercising. Truth be told, if those three words appeared in a sentence about me, it would be this one. “Check out her abs–looks like she drank a whole six pack in one sitting”. No, at my age, exercise isn’t about looking better. It’s about staying the same. And that’s a great goal for someone who will be 70 in 4 years!

How about you? Wanna join me? I’m off to zumba right after I push the publish button.

Mix These Four Essential Ingredients to Cook Up a Happy Retirement

Recently I attended a colleague’s retirement party. It was the first time I had seen many co-workers since I left the workforce four years ago. I was surprised that so many of them were surprised by how happy and relaxed I appeared. Several asked me what “my secret” is. I didn’t have an answer then, because I hadn’t given the matter much thought. But given my current abundance of free time, I’ve been able to ponder the subject deeply and have come to the conclusion that the “secret” isn’t so secret at all. It all boils down to four really simple ingredients. I hope you are enjoying the cooking analogy–after years of “on my radar, teeing things up, drilling down, hitting the ground running, and pushing the envelope”, I figured it’s time for a change.

You ready? The essential ingredients for a happy retirement are:

Strong personal relationships
Adequate financial resources
Good health
Oomph

I told you it was simple, but hey, Tom Jefferson got a lot of mileage out of stating ‘self evident’ truths, so let’s see how it will work for me. Besides, ‘knowing’ and ‘doing’ are two very different things. I think we all know that family and health are important, but how do we behave? I certainly was guilty of letting the work day spill over into family and friend time. I skipped exercising and ate far too many fast, easy (and less nutritious) meals. So, today’s post will start with the ingredient that has a tendency to crowd out the others:

Adequate Financial Resources
Isn’t that the reason we put in all those hours–to ensure that we have “adequate financial resources”? Over time, I learned that the most important word in that phrase is “adequate”.

Although I benefited greatly from working for insurance companies that regularly flooded me with information about financial planning, saving, & pensions, what was probably most helpful was a wonderful book by Joe Dominguez and Vicki Robin, “Your Money or Your Life”. This easy to read book helps you become aware of the trade offs that you unknowingly make by overspending. My favorite quote:

Rich only exists in comparison to others, but financial independence means that you have enough and then some.

Without trying hard, I’ll bet we can easily think of someone that has greater financial resources than 95% of the world’s population, but they always seem to want more. They haven’t quite grasped the concept of enough.

Two of my closest friends have traveled all over the world on very little money. For example, they managed to spend a month in Greece and two weeks in Ireland on what they had saved from two years of Peace Corp salary! They know what is important to them, and their spending reflects what they value.

When I was growing up, my dad used to tell me “Your wants are many, but your needs are few”. He was so right.

So, for all you young ‘uns out there, before you slap down your credit card, you might want to take a minute to think about to how you are allocating your dollars and your “life’s energy”, as Dominguez and Robin put it.

How did we get those resources?
I’ll admit it–we have been lucky. We haven’t had any major illnesses or financial catastrophes. And, although we both were impacted by mergers and acquisitions, we were able to find other employment relatively easily.

We also decided to give Lady Luck a helping hand. As our incomes rose, we didn’t increase our spending. Instead we opted to increase our contributions to our no-load mutual funds. We didn’t run up credit card debt, only charging what we could pay off by the time the bill arrived. We saved so that we could pay cash for our cars, maintained them and kept them well past their first decade. Instead of a monthly car payment, we made those “payments” to ourselves, so we weren’t paying interest, we were earning it. And guess what? We never felt deprived.

It all goes back to knowing what is important to you, and making sure that your behavior aligns with your objectives. Simple in concept, sometimes challenging to do. But SO very worth it!

Next post–Good Health!

Just what exactly does a Lifestyle Manager DO?

On December 1, 2015 I started my fifth year as the CEO of Destination Now, a Lifestyle Management company. In honor of this milestone, I thought I’d create what in the business world might be known as an annual report. Except in THIS case, there are qualifiers: I didn’t do one for the past four years –so much for annual–I and don’t expect to do another one ever again. Plus it is REALLY, really short. You ready?

Mission statement: To make the most of every day, occasionally to enjoy both walking down memory lane, and peering into the future, but to stay fully focused on and present in the PRESENT.
Number of Employees: ONE (that would be me)
Customers: One MAIN customer (my loving husband), plus a very select group comprised of family and friends (who are willing to let a control freak take charge)
Revenue: Cash: $0.00;
In Kind: Caboodles of wine, dinners, memories and friendship (all tax free!)

P1000549

Okay, so that’s a long winded way to say that I’ve been retired for 4 years, and am having a fantastic time planning and executing fun, food, and travel for my husband, my family and friends. It’s just that occasionally, when asked the inevitable question “what do you do”, I feel compelled to get creative. Be honest–which version did YOU prefer?

More free time has allowed me to become more self aware, and I have to acknowledge that I do better with goals and objectives. Before I retired, I took to cyberspace to see what I could learn from those that had trod that path ahead of me, and I benefitted greatly from their words of wisdom. So, over the coming weeks, as a way to ‘pay it forward’, I have set a goal to post more regularly, sharing what I have experienced/learned over the past 4 years, in the hope that doing so will help others more easily transition to this new life stage. As a bonus— we will ALL learn whether I can emulate the discipline shown by some of my favorite bloggers who post regularly.

“A Joy That’s Shared is a Joy Made Double”

Nothing would have made me happier than to have all my favorite people with me on this trip. Although I was unsuccessful in recruiting all of you (not from lack of trying), I DID manage to convince our good friends, Owen and Shirley to “double our joy”. For those of you that are making the journey with us via this blog (especially my sister, Sue, who refuses to fly), I’m so glad to have you riding along.
Now, back to our first full day in Tuscany. After Radicofani, we made our way to Giuseppi’s (Pepe’s) sheep farm. Unfortunately, according to Pepe the sheep had a “party” five months ago, which resulted in a lot of very pregnant sheep, so for a reason I have since forgotten (but was definitely connected to the party) the sheep were all in the barn. Too bad. It would no doubt have made for a lovely photo op. Instead, the photo at the top of this post just shows you the picturesque fields. Take a look at the lengths I go to so you don’t have cars or garbage cans cluttering up your view.

Back to the sheep that we didn’t see. They are Sardinian sheep, because that breed produces the milk that makes the VERY best pecorino cheese. In case you haven’t guessed, Pepe and his family are from Sardinia. Like Silvana, Pepe was highly amusing and quite informative.

Of course we had to sample some of that wonderful cheese. Eight different kinds. Washed down with wine, accompanied by prosciutto and salami and bread.

According to the official itinerary, we were done for the day, but Anna had a little surprise for us. We stopped at a cemetery for Americans killed during World War II, just in time for a brief lecture about the military campaign, the men buried there and the MIA. After taps, the flag was lowered. A very sobering experience, especially given the recent wars in Afghanistan and Iraq. It made me think about the differences: WWII was the pain and sacrifice was shared by all. The recent wars are so very different. A small percentage of our population is giving so much, while the rest of us go about our normal lives.

Normally I like to end on an upbeat note, but for this post all I can say is “Thanks for your service”.

Chianciano Terme–“The place to cure your liver”

That’s right. That’s the slogan for Chianciano Terme, our home for the next six days. Although my liver doesn’t need to be cured–at least not yet, if it ever ails me, I’m definitely coming back to this sweet Tuscan hill town. Twenty years ago, before socialized medicine stopped covering spa treatments, people came here for a week or two to drink and soak in the mineral waters. One hopes they were not drinking the water they were sitting in, but who knows? For some reason, once the treatments were no longer free, business dropped off dramatically, so now it is a much quieter place, which suits us just fine.

Our family owned and operated hotel is cute and comfortable. If you are wondering why I am including the following photo, it is because the shutter visible on the top of the door to the balcony rolls up and down with the press of a button, just like a garage door opener.

I don’t know why, but I find that enchanting.

This time, we didn’t win the room assignment sweepstakes. Our balcony overlooks the parking lot, while those on the other side view the rolling hills. But no matter. Our bus rides offer us views aplenty.

The first half of our trip focuses on hilltop towns of Tuscany. First up is the lovely hilltop town of Radicofani, a stopping place for pilgrims enroute to Rome.

Here’s Anna, our wonderful guide, pointing out the Pilgrim icon on the side of one of the buildings.

Ghino di Tacco, Radicofani’s most famous resident made his living robbing those pilgrims, but he did it with class. He made sure he left the poor ones enough to eat. But still, he was a robber. So how come he is immortalized with a statue on the outskirts of town?

All was forgiven after he kidnapped an Abbott, who had digestive problems (perhaps on his way to Chianciano Terme to get a liver tune up?). Instead, after living on bread, water and dried beans, the Abbott was miraculously cured of whatever ailed him, was released, made his way to Rome, and convinced the pope to make Ghino a knight of the Order of St. John. Who says crime doesn’t pay?

Here are a few more images of this hidden gem of a town.

One of the many reasons I’m loving this tour with Grand Circle is because of the experiences I never would have had if we were on our own. Silvana is one of those experiences. We stopped for a snack at her shop. Silvana not only fed us, she kept us entertained with a monologue (translated by Anna) that Jerry Seinfeld would have envied.

Anna, our fantastic tour guide, and Radicofani's delightful shopkeeper. — Anna with Silvana, Radicofani’s stand up comic. Check out those pastries!

Silvana is the youngest resident of Radicofani. Her 78 year old mama is still working, taking care of 5 of her “elderly” neighbors.

Mama, saying hello from the window over the shop.

Our trip to the sheep farm will have to wait till tomorrow, or I’ll never get this post finished!

The Eternal City

Our first trip with Grand Circle is off to an amazing start! After an uneventful flight (and these days, uneventful is about as good as it gets), we were met at baggage claim by a Grand Circle representative who escorted us through the airport to meet our driver. What a pleasure not to have to hang around the airport waiting for other travelers to arrive.

Although we hit big city morning traffic, our driver took some “sneaky roads” that not only got us to the hotel quickly, but also gave us a little extra tour of the eternal city.

Anna, our tour director, was waiting in the lobby to greet us. When I expressed surprise at her American accent, she explained that she learned English in the USA. She IS Italian (and Greek), but it turns out her dad was a “rocket scientist” who worked on the lunar rover in Huntsville, Alabama. No, she did not have an Alabama accent. And despite graduating from Harvard, she doesn’t have a Boston accent.

Before the trip began, Anna had communicated with us via email, asking what we particularly wanted to see and do during our time in Italy. Although the group is big, (42 travelers), we are already experiencing the kind of attention you get with a much smaller group.

Much to my amazement, we weren’t tired after our overnight flight, so Anna gave us a map, marked the places we wanted to visit, gave us great directions and off we went.

The Hotel Albani is close to the Borghese garden, so we strolled through it on our way to the Museo Dell’Ara Pacis, one of the “not to be missed” places on Mike’s list.

The birthday boy, doing his Borghese prince imitation.

Anna directed us to an overlook that provided a fantastic panoramic view of the city.

And now a close up of the statue in the square

But today wasn’t just museums and statues. We also people watched. I continue to be fascinated by the ability of women to navigate cobblestone streets in unbelievable footwear.

After a late lunch at a sidewalk cafe, and a detour to the Spanish Steps, we hiked back to the hotel for a quick nap and a peek at CNN for an update on the pope’s visit in Washington DC. Time to meet the rest of our group for an introductory drink.

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this:

Share this: